Friday, December 31, 2010

Banksters' Crimes & Illeagls - YOU WONDERED WHY THE BANKS ARE LA RAZA DONORS?

CRIMINAL BANKSTERS WELLS FARGO and BANK of AMERICA, both major LA RAZA DONORS, are also two of DIANNE FEINSTEIN’S BIGGEST PAYMASTERS, next to P.G.&E. (she doesn’t count RED CHINA as those bribes are illegal).

IS THAT WHY FEINSTEIN HAS KEPT HER BIG MOUTH SHUT ABOUT FORECLOSURES IN CA?
FEINSTEIN FRONTED THE BANKSTERS WRITTEN “BANKRUPTCY REFORM” THAT PREVENTED CONSUMERS FROM GOING INTO COURT TO GET THEIR WELLS FARGO or BANK OF AMERICAN MORTGAGE SCAM fixed. AT THE TIME FEINSTEIN, BOXER, CLINTON AND BIDEN VOTED FOR THE BANKSTERS’ “REFORM”, WELLS FARGO HAD LONG HAD THEIR CALIFORNIA MORTGAGE LICENSE REVOKED FOR CORRUPTION AND CORPORATE MALFEASANCE. IT STILL IS! WELLS FARGO SIMPLY DECLARED ITSELF ABOVE THE STATE LAWS, AND WENT ON FUCKING OVER CONSUMERS IN ALL 50 STATES! Thanks you ol’ whore Feinstein!
BOTH BANKS ILLEGALLY OPEN BANK ACCOUNTS FOR ILLEGALS USING THE PHONY MEX CONSULATE MATRICULATION CARD, WHICH THEIR CONSULATES HAND OUT LIKE GROCERY STORE COUPONS!
WELLS FARGO WAS FINED FOR BEING BANKSTERS TO THE MEX DRUG CARTELS.
WELLS FARGO IS THE BIGGEST FINANCIAL BACKERS FOR PAY DAY LOAN SHARKS!
NO WONDER THESE TWO BANKSTERS LOVE FEINSTEIN.
*
JUDICIAL WATCH
Sanctuary City May Recognize Mexican IDs
Last Updated: Fri, 11/12/2010 - 12:23pm

As local governments across the U.S. find ways to battle illegal immigration, a North Carolina city is working to help undocumented aliens by becoming the nation’s first to accept an easily forged Mexican card as a legal form of identification.
The controversial “Matricula Consular” cards have been around for years and many banks accept them as a valid form of identification, but the government doesn’t because they’re not secure and are extremely susceptible to fraud. Regardless, the Durham City Council may soon pass a resolution to make the laughable cards legal.
If the measure passes the Mexican cards will be accepted as an official form of ID by Durham Police and for all business conducted with the city, according to a copy of the proposed law provided by a local news station. Two open borders groups wrote the resolution and Durham’s city attorney has approved it, advising council members that they “need not be impacted” by controversy surrounding the “security and validity of the Matricula Consular.”
That’s because the illegal immigrant advocates who authored the law assure that the Mexican cards have “been shown to be a highly secure form of identification issued to Mexican citizens living in other countries.” Furthermore, accepting the cards will assist in minimizing “unnecessary and potentially life-changing arrests of hard-working residents.”
Allowing the open borders movement to dictate law is nothing new in North Carolina, which has several illegal immigrant sanctuaries, including Chapel Hill, Charlotte and Raleigh. In 2003 Durham passed a resolution officially declaring its sanctuary status and prohibiting police from inquiring about suspects’ immigration status.
*
BANK of AMERICA and copartner in crime, WELL FARGO, illegally open bank accounts for illegals. It’s part of a long history of violating the laws, paying bribes to politicians whores like FEINSTEIN, and making massive amounts of ill profits. Exploiting Mexicans is not new, just an other device to steal.

Yes, it is illegal for Banks to open accounts for individuals without ID. It has to do with stopping the flow of money from the massive Mexican drug trade, and terrorism.

But when it comes to the crimes of BIG BANKS, they just do it anyway!

For years these two BIG BANKS have been opening accounts illegal for illegals using their phoney ‘MATRICULA CONSULAR” ID’s. If you’re not familiar, the Mexican government which receives a substantial part of their revenues from illegals sending back their money to Mexico, hands out these phony ID’s to anyone that shows up asking. In fact they have rolling RV’s going around handing them out. Why is the big conundrum as Mexicans never seem to have a shortage of phony ID’s anyway.

BANK of AMERICA and WELLS FARGO MORTGAGE are major supporters of the Mexican racist party LA RAZA, which advocates open borders and free benefits for all illegals.

Interestingly WELLS FARGO MORTGAGE has had their mortgage license revoked for their predatory practices, in particular victimizing Mexicans. The bank’s profit margin is always higher, along with the interests rates, when marketed to illiterate Mexicans.

BANK of AMERICA and WELLS FARGO both are hungry to get in on the TRANSFER FEES of the billions of the American economy the Mexicans send back home. They can send that money home, because Americans are forced to pick up their tabs for education, welfare, anchor babies, prisons, and gang violence.


FREDDIE MAC and FANNIE MAE are riddled with loans from illegals having used fraudulent ID’s and loan documents. When these loans default the American people will be picking up one more tab for the Mexican invasion.

http://www.bankofamericaboycott.com:80/


LAW ON IDENTIFICATION - LAWS ARE WHAT THESE BANKS HAVE CONTEMPT FOR.

Verifying the Identity of CustomersThe Patriot Act requires Treasury to issue rules setting forth minimum standards for financial institutions to identify and verify the identity of customers.
Treasury and the CFTC have jointly issued final rules that require FCMs and IBs to have customer identification programs (CIPs) for identifying and verifying the identity of customers. An FCM’s or IB’s procedures must enable it to form a reasonable belief that it knows the true identity of each customer.
The staff of Treasury and the CFTC has issued guidance where an omnibus account, sub-account or relationship is established by or on behalf of a financial intermediary for the purposes of executing transactions that clear or settle at another financial institution. The guidance clarifies that if the financial intermediary is the account holder, the intermediary can be treated as the customer for the purposes of the CIP rule.
The staff of the CFTC and Treasury also has jointly issued guidance, in question-and-answer format, regarding the application of the CIP rule for FCMs and IBs. These rules permit FCMs and IBs to rely on other financial institutions to perform identification/verification functions; however, the reliance must be reasonable under the circumstances, the relied-upon financial institution must be subject to an AML program rule under the BSA and be regulated by a Federal functional regulator, and the financial institution must enter into a contract requiring it to certify annually to the FCM or IB that it has implemented an AML program and that it will perform specified requirements of the CIP. Pursuant to a no-action letter issued on March 14, 2005, FCMs and IBs may rely upon certain CTAs to perform procedures of the FCM's or IB's CIP even though such CTAs are not yet subject to an AML program rule.
Final rules regarding customer identification programs have also been issued for banks, savings associations and credit unions; broker-dealers; mutual funds; and banks without a federal functional regulator. The rules are substantively identical for all affected sectors of the financial services industry. These rules require that financial institutions have procedures for checking customer’s names against lists of known or suspected terrorists or terrorist organizations that are prepared by any federal agency and made available to the institution. Although no lists have yet been designated, financial institutions are separately required to comply with the rules of the Office of Foreign Assets and Control (OFAC) and must consult OFAC’s lists of sanctioned countries and specially designated nationals and blocked persons.
Sources for complying with OFAC rules:
The American Bankers Association’s primer on OFAC compliance; and
OFAC forms for reporting blocked or rejected transactions.
Due Diligence Measures for Certain Types of Accounts Involving Foreign PersonsThe Patriot Act requires that financial institutions must establish appropriate, and where necessary, enhanced due diligence policies, procedures, and controls that are reasonably designed to detect and report instances of money laundering through foreign private banking and correspondent accounts.
Final rules issued by Treasury require covered financial institutions, including FCMs, IBs, and securities broker-dealers, to establish due diligence programs that include appropriate, specific, risk-based, and where necessary, enhanced policies, procedures and controls that are reasonably designed to detect and report, on an ongoing basis, any known or suspected money laundering activity conducted through or involving any correspondent account established, maintained, administered, or managed by such covered financial institution in the United States for a foreign financial institution.
The final rules also require covered financial institutions, including FCMs, IBs and securities broker-dealers, to maintain due diligence programs that are reasonably designed to detect and report known or suspected money laundering or suspicious activity conducted through or involving any private banking account that is established, maintained, administered, or managed in the United States by such financial institution for a non-U.S. person. The due diligence program must ensure, at a minimum, that the financial institution takes reasonable steps to ascertain the identity of the nominal and beneficial owners of the private account, whether any such person is a senior foreign political figure, the sources of funds deposited into the private banking account and the purpose and expected use of the account. The program also must ensure that the financial institution reviews the activity in the private banking account to ensure it is consistent with the information obtained about the client and reports known or suspected money laundering or suspicious activity conducted to, from or through the private banking account. Where a senior foreign political figure is the nominal or beneficial owner of a private banking account, the program must include enhanced scrutiny of the account that is reasonably designed to detect and report transactions that may involve the proceeds of foreign corruption.
Under the final rule, covered financial institutions must apply the due diligence provisions to new foreign correspondent and private banking accounts established on or after July 5, 2006. Covered financial institutions have until October 2, 2006 to apply these due diligence provisions to foreign correspondent and private banking accounts opened before July 5, 2006.
Treasury also has issued a proposed rule that will require a covered financial institution, including an FCM, IB or securities broker-dealer, to ensure that its due diligence program provides for enhanced due diligence for correspondent accounts that have been established, maintained, administered or managed for certain foreign banks.
Special MeasuresThe Patriot Act authorizes Treasury to find that a foreign jurisdiction, institution, class of transactions or type of account is of "primary money laundering concern" and to require domestic financial institutions to take certain "special measures" against the primary money laundering concern. The first four special measures impose information gathering, reporting and recordkeeping requirements on those financial institutions dealing, directly or indirectly, with the designated jurisdiction or entity. Under special measure 5, a financial institution may be prohibited from opening or maintaining a correspondent account or a payable-through account. Pursuant to this authority, Treasury has designated each of the following as a primary money laundering concern:

*
Fake Documents Cartel
________________________________________
This story was first broken on the Wake Up America Talk Show "A Minuteman Project Chapter" Hosted by Steve Eichler.

Go to: WWW.Wakeupamericausa.com

A Mexican clan of document forgers operates in 33 states,
including Illinois. In Chicago, their annual take is around $2.5 million, and their main collaborators are gang members.

Los Angeles - In 1848 what came to be called the Gold Rush started. People came to California from all over the world to seek their fortunes. The idea of getting rich without much effort was the main reason they left their countries and headed for the promised land to seek the precious metal.

And so did Pedro Castorena-Ibarra and Manuel Leija-Sánchez, albeit 138 years later. In 1987 they found their goldmine in California. At that time the United States Congress had just passed a law giving amnesty to the undocumented who were living in the country.

This was when the boom in forged documents got going. Everybody wanted to get the paperwork and, whatever the cost, have the documentation to show length of stay in the country so they could work legally.

Pedro and Manuel took advantage of the situation and made
document forgery into a highly profitable family business. Authorities estimate that this organization generates earnings of $300 million annually.

The Castorena and Leija families, according to reports by the federal government, run a criminal organization dedicated to the production and distribution of fake documents. It is a criminal network extending into 33 states across the country.

Its main leaders are Pedro Castorena and Manuel Leija, both in prison, but still in control of the cartel.

The organization is run from their native Mexico by their parents, Alfonso Castorena and Natividad Leija, according to a federal agent involved in the investigation, ongoing for five years, which last month led to the arrest of Pedro Castorena in Guadalajara in the Mexican state of Jalisco.

In terms of financial organization and operation, the organization has been compared to the Arellano Félix cartel in drug running and the Peralta-Rodríguez brothers´ organization in the human trafficking business.

Specializing in forged ID cards, mainly the residency and work permit document called "green cards," the Castorena-Leija cartel is not above activities associated with the drug trade and human trafficking "coyotes."

Suad Leija, Manuel Leija´s stepdaughter, described in an interview the secrets of the organization , disclosing that it is also involved with human trafficking gangs which bring people across the United States border illegally.

"They also have connections with the Monterrey gang. Pedro knew the most about those people, and after him, my stepfather," Suad commented.

This organization is considered by Immigration and Customs
Enforcement (ICE), a branch of the Department of Homeland Security (DHS) as one of the largest internationally, with connections in Central America and Mexico.

Friends from their childhood days, Pedro and Manuel became so good at the counterfeit document business that they used other identities, with which they managed for quitea while to outwit whoever was hot on their heels.

They came to the US almost 20 years ago. Los Angeles was their cradle, where they first "went into business." Later they expanded to Chicago, where Manuel Leija ran the show. Little by little, they established themselves in New York, and then in Miami, Atlanta, Las Vegas, Albuquerque and Denver, among other cities.

US Attorney Bill Leone has described this organization as a large-scale threat to national security, as it provides tools to criminals to evade justice.

"These tools help criminals hide their identity and gain access to places where they should not be allowed. They facilitate other forms of identity theft," Leoni declared, revealing this organization´s operations. "They serve as a store for not just illegal immigrants but also for drug smugglers, money launderers and potential terrorists."

For ICE Director of Investigations Marcy Forman, the Castorena-Leija organization, which can provide forged documents to terrorists intent on violating national security, is one of the largest and most sophisticated counterfeiter networks.

Los Angeles City Prosecutor Arturo Martínez, who has prosecuted several cases of forged documents, explained that the proliferation of counterfeit documentation leads to the crime of identity theft and is a national security problem while generating multi-million dollar losses
to the economy.

It concerns a problem which goes beyond just getting a fake document to show proof of age for getting into a bar, Martínez explained. "It´s a highly complex problem, not just the crime of forging a document, but because other crimes are committed. There are criminals who get these documents to hide their identity, to get through airport security or to commit fraud."

In the year 2004, according to the prosecutor, there were around one million victims of identity theft registered in California and ten million across the entire country. © La Opinión

Counterfeiter´s stepdaughter puts family on display Suad Leija doesn´t care if she unmasks her family. This 22-year-old young woman feels that national security is more important. Her stepfather is Manuel Leija-Sánchez, identified by the Department of Homeland Security (DHS) as one of the ringleaders of a band of document ounterfeiters. She confirmed this.

In recent months, Suad has worked as informant for the federal government. Investigators from Immigration and Customs Enforcement (ICE) have been able to clear up several questions. Last month, together with Mexico´s Federal Investigations Agency (AFI, per its Spanish initials), managed to arrest Pedro Castorena in Guadalajara, one of America´s most wanted for the crime of
counterfeiting documents.

Pedro Castorena, aged 43 years, and Manuel Leija, aged 39,
godparents of each other´s children, are both in jail. The former is in the process of extradition from Mexico; the latter is close to completing a one-year sentence. They are the ringleaders of a band of counterfeiters operating in 33 states across the country, according to Suad, whose explanation is backed up by the ICE investigation.

From somewhere in the state of Georgia, Suad Leija offered a telephone interview to La Opinión. Her first words were, "My stepfather Manuel killed my real father in order to marry my mother."

At that time, she said, she was a baby. They were living in Mexico City. When Manuel got her mother, they moved to Los Angeles, California in 1987. Suad was two years old. Together with Pedro Castorena, Manuel Leija and a few other relatives got started in the counterfeiting business.

"My job was counting the money. I put it in envelopes, making envelopes of a thousand, two thousand, five thousand dollars." Suad remembered her work as a child, for which she was paid fifty dollars.

In just a few years, the Castorenas and the Leijas managed to amass a fortune. In Mexico they have chains of motels, bars and restaurants,the result of money laundering.

"When we arrived in Los Angeles, we lived in Pedro´s apartment - he was called `Perico´ [parrot] - and with his wife, Julieta León," the young woman explained. "That´s where they got started. Pedro and my stepfather sold documents and counted the money on weekends. That was my job, counting the money."

In the early 90´s, the business now flourishing, Manuel took charge of the Chicago market, where they were expanding. The whole family moved together.

"My stepfather took the Chicago area. My uncles, Julio and Pedro Leija, shared the other cities. In Chicago, my stepfather took in 2.5 million dollars a year," Suad commented.

The young woman assured that, in spite of being in jail, Pedro Castorena and Manuel Leija have kept control of the organization. Federal agents consulted by La Opinión indicated that this organization has a few hundred people operating across the country in various cells.

From Mexico, where the money is laundered in motels, bars, brothels and gyms, Suad said the business is controlled by Alfonso Castorena (in Guadalajara), Pedro´s father, and by Natividad Leija-Herrera (in Tlanepantla), Manuel´s father.

A report in the Library of Congress, called Organized Crime and Terrorist Activities in Mexico, 1999-2002, points out that the founders of this organization, based in Guadalajara, are Alfonso Castorena and Juan San Germán, who have members of the Latin Kings gang as collaborators in the Little Village neighborhood in Chicago.

In Las Vegas and Los Angeles, members of the 18th Street gang have also been linked to this organization. Suad fears for her life. She says she has already been threatened, so she moves from one place to another, under protection from the federal government. And for certain the Castorenas and Leijas have money and power aplenty. Authorities estimate that every year their document counterfeiting generates $300 million.

"I don´t know how they figure tha amount, but my stepfather is always the first one to have the latest model car. He is quite the showoff in Mexico, although in the United States he is ever so humble, appearing to be a low-level worker so as to not call attention, but there in Mexico he´s quite the opposite," Suad said.

Manuel Leija used to put on huge, rowdy parties in his parents´ home in the Jiménez Cantú section of the city of Tlanepantla in the State of Mexico. He liked drinking sprees and to have the band Los Tigres del Norte play "El Jefe de Jefes" [The Boss of Bosses] for him. With a glass of Azteca de Oro brandy in his hand, wearing a Versace shirt, fine boots and jewels on his neck, Manuel would sing noisily. He would say he was The Boss of Bosses.

While Manuel lingers in jail, every third month his brothers Pedro, Julio, Elías and José Luis take turns with the business in the United States, Suad remarked.

"That is, everybody gets a chance to make money. They take turns with the business, each one putting together his sales team, and then my aunts take charge of handling and managing the money."

Why inform on your family? "For me, it´s like they never were. I am not of their blood. When I was little, they never treated me like I was part of the real family. Besides, it doesn´t matter to them if one of the documents they forge falls into the hands of a terrorist...All that matter to them is money."

*
In Rep. Dan Tancredo’s district there have been more than 10,000 mortgages owned by illegals that went into foreclosure. It’s only part of the border to border crime wave perpetrated by illegals from Mexico.
*
E-Verify for Mortgage Applications (fraudulent claims from illegal immigrant)


Rep. Kenny Marchant Proposes Bill to use E-Verify for Mortgage Applications
Tuesday, February 9, 2010, 9:56 AM EST - posted on NumbersUSA



Rep. Kenny Marchant (R-Texas) has offered the Mortgage E-Verify Act that would require a mortgagor to be verified through E-Verify when applying for a modification of a home loan owned by Fannie Mae or Freddie Mac.

"As a member of the House Financial Services Committee, I am happy to introduce my bill, the Mortgage E-Verify Act, which would require, as a condition for modification of a home mortgage loan held by Fannie Mae or Freddie Mac or insured by the Federal Housing Administration (FHA), that the mortgagor be verified under the E-Verify program," Rep. Marchant said in a press release. "My bill will potentially save millions by cutting down on fraudulent claims from illegal immigrants and protect taxpayers from subsidizing the restructuring or renegotiation mortgages of illegal immigrants."

Rep. Marchant's bill is a result of a major case in Nevada where a loan officer submitted false income and employment documentation to help illegal aliens secure FHA loans. The scam totaled $6.2 million in loans with many going into default, costing HUD nearly $2 million. The loan officer was found guilty on 32 counts of submitting false information.

*

HOW MANY OF THESE STATES ARE OVERRUN WITH ILLEGALS?

CALIFORNIA PUTS OUT $20 BILLION IN SOCIAL SERVICES TO ILLEGALS. LOS ANGELES COUNTY ALONE PUTS OUT ONE BILLION. MOST CITIES IN CA ARE “SANCTUARY” SO LAWS PROHIBITING THE EMPLOYMENT OF ILLEGALS ARE TRASHED BY THE ILLEGALS AND THEIR REPS!

Drowning in debt: top 15 states for underwater mortgages

Last week, The Chronicle reported that underwater mortgages are on the decline: that because of increased foreclosures on distressed properties, the number of American homes with mortgages that exceed the properties' value has dropped. But again, foreclosures, rather than rising home prices, accounts for the drop--not then a positive sign.
For a more detailed look at this phenomenon, here is a list of the top 15 states in our union for underwater mortgages.

1. Nevada: 69.9% of all mortgages
2. Arizona: 51.3% of all mortgages
3. Floria: 47.8% of all mortgages
4. Michigan: 38.5% of all mortgages
5. California: 35.1% of all mortgages
6. Georgia: 27.8% of all mortgages
7. Virginia: 24.3% of all mortgages
8.-13. South Dakota, Maine, West Virginia, Wyoming, Louisiana, and Mississippi: 23.8% of all mortgages
14. Maryland: 22.9% of all mortgages
15. Idaho: 22.7% of all mortgages

No comments: