Tuesday, May 29, 2012

US student loan debt: Where did it come from and who benefits? CUTS TO PAY FOR MEXICO'S DREAM ACTS WELFARE IN OUR BORDERS

US student loan debt: Where did it come from and who benefits?


OBAMA'S HAS HANDED OVER MILLIONS OF TAX DOLLARS TO THE MEXICAN FASCIST PARTY of LA RAZA, WHICH NOW OPERATES OUT OF THE OBAMA WHITE HOUSE.

OBAMA HAS HANDED OVER BILLIONS TO MUSLIM DICTATORS, AND SQUANDERED BILLIONS TO PROTECT THEIR BORDERS, AS HE SABOTAGES OUR BORDERS TO EASE ILLEGALS INTO OUR JOBS AND VOTING BOOTHS!

Obama cuts student loan programs


Effective July 1, 2012, the federal government has ended the in-school interest subsidy for graduate and professional students with Stafford Loans. This relatively little-reported event was enacted as part of the 2011 Budget Control Act. It will substantially increase the cost of graduate school, already notoriously expensive, and will add an estimated $18 billion to student debt burdens over 10 years. Seventy-six percent of US graduate school students borrow to cover tuition, and their yearly costs vary from $15,000 to $45,000 for tuition alone.

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Is Illegal Immigration Moral?

By Victor Davis Hanson

11/25/2010



We know illegal immigration is no longer really unlawful, but is it moral?

Usually Americans debate the fiscal costs of illegal immigration. Supporters of open borders rightly remind us that illegal immigrants pay sales taxes. Often their payroll-tax contributions are not later tapped by Social Security payouts.

Opponents counter that illegal immigrants are more likely to end up on state assistance, are less likely to report cash income, and cost the state more through the duplicate issuing of services and documents in both English and Spanish. Such to-and-fro talking points are endless.

So is the debate over beneficiaries of illegal immigration. Are profit-minded employers villains who want cheap labor in lieu of hiring more expensive Americans? Or is the culprit a cynical Mexican government that counts on billions of dollars in remittances from its expatriate poor that it otherwise ignored?

Or is the engine that drives illegal immigration the American middle class? Why should millions of suburbanites assume that, like 18th-century French aristocrats, they should have imported labor to clean their homes, manicure their lawns and watch over their kids?

Or is the catalyst the self-interested professional Latino lobby in politics and academia that sees a steady stream of impoverished Latin American nationals as a permanent victimized constituency, empowering and showcasing elite self-appointed spokesmen such as themselves?

Or is the real advocate the Democratic Party that wishes to remake the electoral map of the American Southwest by ensuring larger future pools of natural supporters? Again, the debate over who benefits and why is never-ending.

But what is often left out of the equation is the moral dimension of illegal immigration. We see the issue too often reduced to caricature, involving a noble, impoverished victim without much free will and subject to cosmic forces of sinister oppression. But everyone makes free choices that affect others. So ponder the ethics of a guest arriving in a host country knowingly against its sovereign protocols and laws.

First, there is the larger effect on the sanctity of a legal system. If a guest ignores the law -- and thereby often must keep breaking more laws -- should citizens also have the right to similarly pick and choose which statutes they find worthy of honoring and which are too bothersome? Once it is deemed moral for the impoverished to cross a border without a passport, could not the same arguments of social justice be used for the poor of any status not to report earned income or even file a 1040 form?

Second, what is the effect of mass illegal immigration on impoverished U.S. citizens? Does anyone care? When 10 million to 15 million aliens are here illegally, where is the leverage for the American working poor to bargain with employers? If it is deemed ethical to grant in-state tuition discounts to illegal-immigrant students, is it equally ethical to charge three times as much for out-of-state, financially needy American students -- whose federal government usually offers billions to subsidize state colleges and universities? If foreign nationals are afforded more entitlements, are there fewer for U.S. citizens?

Third, consider the moral ramifications on legal immigration -- the traditional great strength of the American nation. What are we to tell the legal immigrant from Oaxaca who got a green card at some cost and trouble, or who, once legally in the United States, went through the lengthy and expensive process of acquiring citizenship? Was he a dupe to dutifully follow our laws?

And given the current precedent, if a million soon-to-be-impoverished Greeks, 2 million fleeing North Koreans, or 5 million starving Somalis were to enter the United States illegally and en masse, could anyone object to their unlawful entry and residence? If so, on what legal, practical or moral grounds?

Fourth, examine the morality of remittances. It is deemed noble to send billions of dollars back to families and friends struggling in Latin America. But how is such a considerable loss of income made up? Are American taxpayers supposed to step in to subsidize increased social services so that illegal immigrants can afford to send billions of dollars back across the border? What is the morality of that equation in times of recession? Shouldn't illegal immigrants at least try to buy health insurance before sending cash back to Mexico?

The debate over illegal immigration is too often confined to costs and benefits. But ultimately it is a complicated moral issue -- and one often ignored by all too many moralists.

Victor Davis Hanson

Victor Davis Hanson is a classicist and historian at the Hoover Institution, Stanford University, and a recipient of the 2007 National Humanities Medal.


THE STATE OF CA OPERATES DEFICITS OF $28 MILLION AND STILL PAYS OUT $20 BILLION IN SOCIAL SERVICES TO ILLEGALS!

NOT ONE LEGAL VOTED FOR ANY OF THIS!

BUT THEN THE MEXICAN FASCIST PARTY of LA RAZA IS DOES NOT INCLUDE  LEGALS!

Lloyd Billingsley
The DREAM and the Nightmare
In California, students are better off being illegal immigrants than legal.
30 March 2012

Last year, Governor Jerry Brown signed the California DREAM Act, which makes students in the country illegally eligible for grants and waivers to attend one of the state’s public colleges or universities. The students must have attended school in the state for three years, “affirm that they are in the process of applying to legalize their immigration status,” and show both financial need and academic achievement. Assemblyman Gil Cedillo, the Los Angeles Democrat who authored the DREAM Act, hails the legislation as a victory for those “in the country through no fault of their own.” Opponents such as Republican assemblyman Tim Donnelly—a first-term legislator not given to understatement—called Cedillo’s legislation the “California Nightmare Act,” said it is “morally wrong,” and would create “a new entitlement that is going to cause tens of thousands of people to come here illegally from all over the world.”

Poster children for the DREAM Act abound. Mandeep Chahal, for example, was six years old when her parents brought her to the United States from India. Chahal wants to be a doctor; her fellow students at Los Altos High School near Palo Alto voted her the person “Most Likely to Save the World.” That’s a tall order, but to deny such a person the opportunity seems unreasonable. “Many parents of these children pay taxes for many services they cannot get,” argues Cedillo.

Cedillo’s point implies that illegal immigrants are the only ones subject to this dynamic. But consider: my taxes subsidize the Medi-Cal system, which provides medical care for low-income state residents, but I couldn’t “get” health care that way, even in the year my income was so low that my daughter qualified for a Pell Grant. Likewise, the taxes of, say, a California welder help pay for top-drawer pensions and benefits for state government employees, but he can’t enjoy those benefits himself. Neither is he entitled to get a government job merely because his taxes help pay the salaries and benefits of workers at the Department of Motor Vehicles, CalTrans, the California Air Resources Board, the Franchise Tax Board, California’s Department of Education, the State Board of Equalization, the Coastal Commission, and on and on.

The taxes of a fast-food worker help subsidize the University of California at Berkeley, but nothing guarantees that taxpayer admission to Berkeley. The state’s Master Plan for Higher Education does guarantee everyone a place in the system, whether at a community college, a state university, or within the UC system. But no one is promised a place at the top, and the system grants no special favors to legal immigrants. When I came to the United States, legally, in 1977, I had been studying at the University of Windsor, a four-year school in my hometown of Windsor, Ontario. I wanted to continue my studies at San Diego State University but was not allowed to transfer because I hadn’t attended high school in California. SDSU administrators suggested I try the state’s community college system, which seemed a step down from what I had in mind. But eventually, I put two children through San Diego State. They’re now working in productive careers, a tax burden to no one. No legislation rewards parents for that achievement or for coming to the United States with proper documents.

Cedillo’s law, by contrast, rewards those who came to California illegally. Will the law, therefore, encourage more people to enter the state illegally, as Donnelly and other critics assert?

(IN FACT THERE ARE MORE THAN 11 MILLION ILLEGALS IN SOUTHERN CA ALONE! NOW NEARLY 40% OF CA ARE ILLEGALS, 33% OF NEVADA AND 24% OF COLORADO. MOST  NON LA RAZA PROPAGANDA SOURCES BUT THE NUMBER OF ILLEGALS AT 40 MILLION AND BREEDING LIKE BUNNIES!)

Recall how Congress passed and President Ronald Reagan signed the Immigration Reform and Control Act of 1986, which gave amnesty to several million undocumented immigrants. A quarter of a century later, the number of illegal immigrants stands at 11.5 million. It seems clear that the 1986 act didn’t discourage foreign nationals from entering the United States without signing the guest book. One of those who obtained citizenship under the Act was Alfredo Quinones-Hinojosa, who made his way through UC Berkeley and Harvard Medical School and is now associate professor of neurosurgery and oncology at the Johns Hopkins Bayview Medical Center in Baltimore. Quinones-Hinojosa and others who have spoken out in support of the DREAM Act often give the impression that their cases are typical of illegal aliens. Not exactly. Amnesty measures, however well-intentioned, usually bring unintended consequences.

THE REALITY OF LA RAZA’S LOOTING OF CA:

Consider Ignacio Mesa Viera, subject of a recent front-page story in the Sacramento Bee. He came to the United States illegally in 1979 to work and help his family, as he explained, but was convicted on a drug offense in 1995. He was deported but returned to the United States, whereupon he was busted for another drug offense in 2008. Before his recent deportation, the U.S. government was paying for Viera’s kidney dialysis, a treatment that can cost more than $60,000 a year. “I imagine that the reason they don’t want to let me stay in this country,” Viera told the Bee, “is they don’t want to be paying for this.”

Cedillo and his colleagues need to know that everybody’s taxes pay for services they and their children “cannot get”—including kidney dialysis and other expensive medical treatments courtesy of the federal government. Meantime, as a University of California report noted last year, tens of thousands of middle-class, taxpaying legal residents are being squeezed out of an affordable college education even as the legislature contrives to provide scholarships for the children of illegal aliens. The lawmakers’ solution is to create yet another entitlement in the form of a new $1 billion scholarship program for students whose families earn less than $150,000 a year. Such is life in the Golden State, even with a DREAM Act in place.

Lloyd Billingsley is the author of Hollywood Party: How Communism Seduced the American Film Industry in the 1930s and 1940s and the former editorial director of the Pacific Research Institute.

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OBAMA HAS PROMISED HIS LA RAZA “THE RACE” PARTY BASE of ILLEGALS AMNESTY, NO E-VERIFY, NO I.D. FOR REQUIRED OF ILLEGALS VOTING… OR AT LEAST CONTINUED NON-ENFORCEMENT!

OBAMA HANDS MASSIVE WELFARE TO ILLEGALS, ALONG WITH OUR JOBS TO BUY THE ILLEGALS' ILLEGAL VOTES!






The truth about the DREAM Act






Published March 20, 2012



| FoxNews.com



·Text Size



The DREAM Act has become a rallying cry for President Obama, members of his administration, and liberal Democrats everywhere. President Obama has vowed to “keep fighting for the DREAM Act,” which would grant amnesty to millions of illegal immigrants.



It’s true when listeners or those polled don’t know the facts that the DREAM Act has some appeal. After all, we are all naturally sympathetic when children are involved.



But the descriptions of the DREAM Act voiced by President Obama and his cohorts are not accurate. And the consequences are never told.



DREAM Act supporters claim that only children would benefit from such a bill, but the facts tell another story. Under most DREAM Act proposals, amnesty would be given to individuals up to the age of 30—not exactly children. And some other proposals don’t even have an age limit.



These supporters also maintain that illegal immigrants can’t go college without the DREAM Act. But the truth is that illegal immigrants can already go to college in most states.



And ultimately, most versions of the DREAM Act actually don’t even force illegal immigrants to comply with all the requirements in the bill, such as going to college or joining the military. The administration can waive requirements because of “hardship”at its complete discretion.



DREAM Act proposals are also a magnet for fraud. Many illegal immigrants will fraudulently claim they came here as children or that they are under 30. And the federal government has no way to check whether their claims are true or not.



Such massive fraud occurred after the 1986 amnesty for illegal immigrants who claimed they were agricultural workers. Studies found two-thirds of all applications for the 1986 amnesty were fraudulent.



(ANYONE THAT THINKS THERE ARE ONLY 11 MILLION ILLEGALS IN OUR BORDERS SHOULD COME VISIT CA! LOOK AROUND AND TRY TO FIND A NON-HISPANIC ENGLISH SPEAKING LEGAL! CA IS NOW 40% ILLEGAL. NEVADA IS NOW 33% ILLEGAL. COLORADO IS NOW 20% ILLEGAL. AND LA RAZA IS NOW MOVING INTO THE AMERICAN SOUTH)



And this amnesty did nothing to stop illegal immigration. In 1986, there were about three million illegal immigrants living in the U.S. Today, there are an estimated 11 million illegal immigrants in the U.S. and about seven million of them work here, unfairly taking jobs from unemployed Americans.



While DREAM Act supporters claim that it would only benefit children, they skip over the fact that it actually rewards the very illegal immigrant parents who knowingly violated our laws. Once their children become U.S. citizens, they can petition for their illegal immigrant parents and adult siblings to be legalized, who will then bring in others in an endless chain.



This kind of chain migration only encourages more illegal immigration, as parents will bring their children to the U.S. in hopes of receiving citizenship.



President Obama tried to get the DREAM Act passed during a lame duck session about a year ago but it faced bipartisan opposition in Congress. This hasn’t stopped the administration from passing its agenda. The Obama administration does everything it can to let illegal immigrants stay here, which compounds the problem.



Political appointees at the Department of Homeland Security recently issued new deportation guidelines that amount to backdoor amnesty and strike another blow at millions of unemployed U.S. workers.



Under the administration’s new deportation policy, DHS officials review all incoming and most pending cases before an immigration court to determine if the illegal immigrant can remain in the U.S. Since the administration has made clear that many illegal immigrants are not considered priorities for removal, including potential DREAM Act beneficiaries, this could open the door to allow millions of illegal immigrants to live and work in the U.S. without a vote of Congress.



The Obama administration has also cut worksite enforcement efforts by 70%, allowing illegal immigrants to continue working in jobs that rightfully belong to citizens and legal workers. And the list goes on and on – this administration has a pattern of ignoring the laws and intent of Congress.



The United States is based on the rule of law but the Obama administration already has dirty hands by abusing administrative authority to grant amnesty to illegal immigrants. The DREAM Act doesn’t stop illegal immigration—it only encourages more of it by rewarding lawbreakers.



Rep. Lamar Smith (R-Texas) is Chairman of the House Judiciary Committee









The Obama administration has also cut worksite enforcement efforts by 70%, allowing illegal immigrants to continue working in jobs that rightfully belong to citizens and legal workers.



THE ENTIRE REASON THE BORDERS ARE LEFT OPEN IS TO CUT WAGES!



"We could cut unemployment in half simply by reclaiming the jobs taken by illegal workers," said Representative Lamar Smith of Texas, co-chairman of the Reclaim American Jobs Caucus. "President Obama is on the wrong side of the American people on immigration. The president should support policies that help citizens and legal immigrants find the jobs they need and deserve rather than fail to enforce immigration laws."


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