Thursday, June 24, 2021



Report: Older Americans with Student Debt Fastest-Growing Demographic — Could Be Paying in Their 90s

Focused senior husband and wife sit at table at home look at laptop screen pay bills taxes online. Concentrated mature man and woman couple make internet payment on computer, manage finances
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Older Americans represent the fastest-growing demographic for student loan debt either from their own debt or that incurred on behalf of their children, data from the U.S. Department of Education shows.

Most of the discussion about student loans centers on recent college grads and debtors in their late 20s and into their early 30s, but Betsy Mayotte, president of the Institute of Student Loan Advisors, said that about 20 percent of those who still owe student loans are 50 and older, “and the fastest growing population of U.S. citizens carrying student loan debt are the over-65s.”

Marketplace reported on the surprising data:

One reason is that more people are going to college and graduate school, said Anqi Chen, an economist at the Center for Retirement Research at Boston College. “And then there’s also been an increase in parents taking on either co-signing or getting a parent PLUS loan for their kids,” Chen said.

People over 50 who are still carrying student debt also tend to struggle more than younger borrowers to pay it back, Mayotte said.

“We talk a lot about how, you know, it delays buying homes, it delays some people from getting married or having children,” but, Mayotte said, for older people who are still paying student loans, it can make it a lot harder to save for retirement — or to retire at all.

Financial Advisor magazine also reported on this new angle on the $1.7 trillion student loan debt in the United States:

There are now about 8.7 million Americans aged over 50 who are still paying off college loans, and their debt has increased by about half since 2017.

Some took out loans to help their children, and could be well into their 90s before they’re done repaying. Others went back to school later in life. In both cases, borrowers got saddled with hefty interest rates that inflated their balance.

That’s why the looming resumption of payments on student loans is a challenge that spans the generations. A pandemic moratorium is due to run out at the end of September, with no progress so far on the debt forgiveness that President Joe Biden promised during his election campaign.

“The interest accrued big-time,” Alma Topete, who is 60 and borrowed about $30,000. She owes $70,000 today, according to the Financial Advisor report.

“I never expected to have a loan at this age,” Topete said.

Frank Sizer Jr., 77, said he figures it will take two more decades to settle his debt. Sizer borrowed money to help his son study biology at Bridgewater College in Virginia. He retired in 2010, two years after his son graduated, and now owes about $52,000.

“God knows what the original amount was,” said Sizer, who has a $500 a month payment. “It just continued to grow.” 

“Since mid-2006, federally backed loans under the Parent PLUS program have charged an average of 466 basis points above U.S. Treasury bonds, well above the typical rate for student borrowers,” Financial Advisor reported. “And loans to parents come with a hefty one-time origination fee too. The current going rate is 4.23 percent of the total amount borrowed—about four times what students are typically charged.”

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 “The Democrats had abandoned their working-class base to chase what they pretended was a racial group when what they were actually chasing was the momentum of unlimited migration”.              DANIEL GREENFIELD   

"Mexican president candidate Andrés Manuel López Obrador called for mass immigration to the United States, declaring it a "human right". We will defend all the (Mexican) invaders in the American," Obrador said, adding that immigrants "must leave their towns and find a life, job, welfare, and free medical in the United States."

Cash-Assistance Programs Benefiting Illegal Immigrants

Evidence of how unserious we are about controlling immigration

Follow Parsing Immigration Policy on RicochetApple PodcastsAmazon MusicSpotifyStitcherGoogle Podcasts

Washington, D.C. (June 24, 2021) – The nation’s two largest cash assistance programs for low income workers redistribute taxpayer funds from legal workers to illegal immigrants. This week, Dr. Steven Camarota, the Center’s director of research, and Mark Krikorian, the Center’s executive director and host of Parsing Immigration Policy, discuss the billions of dollars of cash payments from the Earned Income Tax Credit (EITC) and the Additional Child Tax Credit (ACTC) sent to illegal immigrants who have no income tax liability and the impact the policies allowing this has on immigration law. Sending cash payments to illegal immigrants through the tax system shows just how unserious the government is about controlling immigration.
In his Concluding Commentary, Mark Krikorian highlighted the anachronistic nature of our immigration system, as "an artifact of post-World War II, early Cold-War politics", that was incorporated into U.S. law in 1980 in the Refugee Act. He concludes that, in the 21st century, "it's long past time to reassess the way we do refugee resettlement", beginning with a withdrawal from the United Nations refugee treaty to permit


"Mexican president candidate Andrés Manuel López Obrador called for mass immigration to the United States, declaring it a "human right". We will defend all the (Mexican) invaders in the American," Obrador said, adding that immigrants "must leave their towns and find a life, job, welfare, and free medical in the United States."

"Fox’s Tucker Carlson noted Thursday that Obrador has 

previously proposed granting AMNESTY TO MEXICAN DRUG 

CARTELS. “America is now Mexico’s social safety net, and that’s

a very good deal for the Mexican ruling class,” Carlson added."


"Many Americans forget is that our country is located against a socialist failed state that is promising to descend even further into chaos – not California, the other one. And the Mexicans, having reached the bottom of the hole they have dug for themselves, just chose to keep digging by electing a new leftist presidente who wants to surrender to the cartels and who thinks that Mexicans have some sort of “human right” to sneak into the U.S. and demographically reconquer it." KURT SCHLICHTER

As in 2016, Democrats advance a corrupt ruling-class candidate. Like the dead man Gary Ernst, Democrats want people to vote for Joe Biden so they can swap him out for Kamala Harris, already a beneficiary of voter fraud and with the exception of Xavier Becerra possibly the worst attorney general in California history.

Kamala Harris Urges Illegal Migrants to Help Elect Joe Bidenwrence Jackson / Biden 


Sen. Kamala Harris promised Sunday to reduce detention space for migrants as she asked an illegal immigrant activist to help Joe Biden win the election.


“I’m undocumented … I can’t vote …What can we do during this election to help make sure that we get you elected?” asked Astrid Silva, who was brought into the United States as a child by her illegal migrant parents.

“You can tell people who can vote what life is like for you now, and what life can be like,” Vice President nominee Harris told the Nevada-based political organizer who runs the pro-amnesty Dream Big Nevada group, adding that:

We are committed to shutting down private detention centers and ending policies that have been about separating children from their parents at the border.

Harris’s comments may be a coded message to would-be illegal migrants and their supportive legal-immigrant relatives.

For example, if implemented, Harris’s promise to start “shutting down private detention centers” could cripple border enforcement. If the enforcement agency does not have commercial prisons to hold detainees prior to their asylum hearings, the agency would be forced to release waves of job-seeking migrants into the U.S. labor market.

Similarly, Harris’s promise to end “policies … about separating children” echoes the media-magnified demand by pro-migration activists that officials release migrant mothers and children when they cross the border. That demand would let migrant families freely travel to relatives — including their illegal migrant husbands and fathers — who are working illegally in the United States.

Last week in Nevada, I caught up with my friend @Astrid_NV, to discuss the Biden-Harris plan for immigration reform and how Dreamers can make a difference in this election.

If you're eligible to vote, show up at the ballot box for those who can't:

— Kamala Harris (@KamalaHarris) November 1, 2020

Like Biden, Harris pushed the Cold War “Nation of Immigrants” claim, even though only about 10 percent of people in the United States are legal immigrants:

We want to have a president who understands we are a nation of immigrants. This is a country that was built and that has derived its strength from immigrants coming here over the generations.

Harris also tried to blur the legal and civic differences between illegal migrants, legal immigrants, and American citizens. For example, she told Silva:

Define who you are, and you tell the world who you are. Don’t let anybody ever put you in a box because they have a limited perspective on who can do what and who can be one.


We are all in this together. And so, chin up, shoulders back, right? We speak our truth and know that there will always be people applauding and supporting that even if you can’t see them at that one moment, know that there are so many of us who are supporting your leadership and the power of your voice. It’s really important.

Harris also claimed President Donald Trump vilified immigrants: “We’ve seen under the current president the kind of vitriol, the kind of hate, the vilification of immigrants in such a horrible way.”

But a Washington Post poll showed in April that Latinos are the strongest advocates for a near-total halt to legal immigration during the coronavirus epidemic and economic crash.

Biden’s 2020 plan promises to “reassert America’s commitment to asylum-seekers and refugees,” wipe out Trump’s asylum reforms, bar any deportations for 100 days, and end migration enforcement against illegal aliens unless they commit a felony.

Joe Biden’s asylum and open-border policies will destroy the American middle class by releasing millions of foreign migrants into the United States, Stephen Miller told reporters October 28.

— Breitbart News (@BreitbartNews) October 28, 2020

Biden also wants to let companies import more visa workers, let mayors import temporary workers, and allow an unlimited flow of foreign graduates through U.S. universities into white-collar jobs. Biden would “exempt from any cap [the] recent graduates of Ph.D. programs in STEM fields.”

Biden also wants to accelerate the inflow of chain migration migrants and dramatically accelerate the inflow of poor refugees to at least 125,000 per year.

“The influx of low wage workers from all across the world will drive down incomes, drive down wages, deplete the middle class, bankrupt Social Security, bankrupt Medicare, bankrupt Medicaid, bankrupt federal entitlements, overcrowd schools, and overcrowd every hospital in the middle of a pandemic,” White House aide Stephen Miller told reporters on October 28.

“It is an assault on reason, it is an assault on law enforcement, and it’s an assault on the very idea of having a country, having a Republic,” Miller added. “This is not about left or right or Center. This is about between having a country, or not even having a country.”

Mexican Ambassador: Let’s Restart Mass Migration into U.S.


The United States should reopen itself to migration, amnesties, refugee inflows, asylum seekers, and more temporary contract workers, Mexico’s ambassador to the United States said Tuesday.


The U.S. immigration system “has to be based on facts and realities,” Ambassador Martha Bárcena Coqui told a forum arranged by the National Immigration Forum (NIF). She continued: ‘The facts and realities is the need to protect the most vulnerable, the need to keep open the generosity towards refugees, the need to recognize the complementarity of labor markets and demographic profiles, the need for temporary workers in the United States.”

The United States should not view migration as a security threat, she said, adding, “If you conceptualize migration as a national security issue, if you [push for] securitization of migration, and what is even worse, if you criminalize migration, then your approach always be policing, contentious [and] reduction of migration. So what we need is really to conceptualize migration …  as an economic and social and political phenomena.”

“With all due respect to Madam Ambassador, she should mind her own country’s business, not ours,” responded Mark Krikorian, the director of the Center for Immigration Studies.

“The Mexican ambassador is going to tell us what is in the best interest of Mexico,” responded Rosemary Jenks, policy director at NumbersUSA. “But that doesn’t mean we have to do it — we have to do what’s in the best interest of the United States. of American, of Americans and legal immigrants,” she told Breitbart News, adding:

You know we have the pandemic still raging, we have economic lockdowns still going on, we have unemployment way too high. We have underemployment way too high. We have American citizens hurting. We absolutely do not need to reopen mass immigration — and certainly don’t need to give amnesty and taxpayer benefits to people who came here illegally. If Mexico thinks its plan is to just open up its own southern borders in the hopes that America will open our southern borders, that’s just going to reignite the caravans. I hope that the Biden administration is planning for that because that’s not going to go well, and 2022 is not going to go well for Democrats.

More migrants are coming, the ambassador said, even though the coronavirus crash has blocked the northward flow for the moment:

The root causes of these migrations have [not] disappeared. On the contrary, we are seeing pent up, building pressure. People cannot move now because of the restrictions on movement because of the pandemic. But the root causes are still there, [for example], the drought in Central America  … a hurricane in Nicaragua and Honduras that have totally flooded Honduras.

The United States should amnesty many illegal migrants from all over the world, she said, and also import more migrants by accepting asylum applications at U.S. embassies, so the world’s migrants will not have to travel through Mexico. “What we would like to see, of course, is that the U.S. embassies in Central America could process even more of these requests for asylum, instead of having people crossing through Mexico and asking for asylum at the border.”

The ambassador was invited to speak by the NIF, which is a business-funded activist group that promotes cheap labor migration into jobs needed by lower-skilled Americans and by legal immigrants, and also into jobs that can be automated.

Roughly three million migrants have flooded over the southern border since the rules were loosened by Congress in 2008 and by President Barack Obama’s deputies in 2011. Trump stopped the flow in 2020, but few of the migrants — or of roughly 300,000 younger “Unaccompanied Alien Children” — have been sent home because they are being protected by pro-migrant immigration lawyers, by pro-diversity progressives, and cheap labor employers in sanctuary cities.

The Mexican government must help poor migrants travel to the U.S. border, says Mexican immigrant and Univision anchor Jorge Ramos.

— Breitbart News (@BreitbartNews) October 8, 2019

The large U.S. population of illegal immigrants helps to push down wages for Americans, push disadvantaged workers out of the labor force, reduce corporate investment in technology and training, and spike corporate sales and profits. The large population also shifts the U.S. politics from a focus on Americans’ jobs and wages, and then towards a politics focused on business demands and the 1950’s claim by elites that the United States is a diverse “nation of immigrants,” not a cooperative nation for all Americans.

The flood of cheap labor that is being promoted by the ambassador would be a disaster for Americans, Jenks said. “They would absolutely destroy the employment opportunities for lower-skilled Americans, particularly for minorities and legal immigrants. It would reduce wages among the people who can least afford reduced wages and put downward pressure on everyone else’s wages. The people who would benefit from it, of course, would be the elites who can hire nannies, maids, and housekeepers, and who go stay at resorts and so on, while the rest of us suffer.”

The ambassador’s statement, Krikorian told Breitbart News, “suggests that the [President Donald] Trump really was getting Mexico to change its behavior [after 2018] and that once Trump is gone, the Mexican approach these issues will revert to form, and they will again usher large numbers of third-country illegal aliens into our country.”

But if Mexico is concerned about the migrants coming up from the South, it can take its own defense measures, said Krikorian.

“As far as refugees and asylees go, Mexico is a signatory to the U.N. Convention on these issues. Mexico is about half the population, maybe a little less, of the United States. It doesn’t take a nearly proportionate number of asylum seekers or refugees [as the United States. So, “Physician, heal thyself,” would be my first response.”

Also, Krikorian added, the ambassador may be overstating the view of the Mexican government. “Whatever the ambassador said, it is an open question whether Mexico will truly open the floodgates again. The country has its own interest in limiting this transit migration because Mexican citizens are getting sick of the migrations. And many of these people end up staying anyway, applying for asylum in Mexico, or just hanging around illegally, and that undermines the job prospects of Mexicans in the same way that it can undermine Americans’ job prospects.”

“The United States is a sovereign nation that should and can have complete control over its borders,” said Jenks. “Regardless of what our neighbors may think, our government owes it to the American people to have an immigration system that benefits America. Period. Full stop.”

It was a very good dialogue on the current situation and a way forward. Thanks to @mcbelz @DMiliband and you @anoorani for the invitation. #LTW2020

— Martha Bárcena (@Martha_Barcena) November 18, 2020

Overall, open-ended migration is praised by business and progressives partly because migrants help transfer massive wealth from American wage-earners to stockholders.

Migration moves money from employees to employers, from families to investors, from young to old, from children to their parents, from homebuyers to real estate investors, and from the central states to the coastal states.

Migration also allows investors and CEOs to skimp on labor-saving technology, sideline U.S. minorities, ignore disabled peopleexploit stoop labor in the fields, shortchange labor in the cities, impose tight control and pay cuts on American professionals, corral technological innovation by minimizing the employment of American graduates, undermine labor rights, and redirect progressive journalists to cheerlead for Wall Street’s priorities and claims.

A Mexican governor doubled down on his push for immigrants from his state to vote for Democratic presidential candidate Joe Biden only hours after his federal government scolded him for interfering in another country’s election.

— Breitbart News (@BreitbartNews) November 2, 2020


Liberal California Emigrants are Toxic

By R. Quinn Kennedy


When Arizona, a state that has historically leaned conservative, was won by Joe Biden and now-senator Mark Kelly this week, very few were taken by surprise. Extensive polling indicated Arizona was ripe for swinging liberal and in this instance, at least, the polling was correct.

The state of California is home to more illegal aliens than any other state in the country. Approximately one in five illegal aliens lives in California, Pew reported.

Immigration Studies (CIS) finds that about 72 percent of households headed by noncitizens and immigrants use one or more forms of taxpayer-funded welfare programs in California — the number one immigrant-receiving state in the U.S.

“The Democrats had abandoned their working-class base to chase what they pretended was a racial group when what they were actually chasing was the momentum of unlimited migration”.  DANIEL GREENFIELD   

EXCLUSIVE: Former Acting CBP Commissioner Slams Biden Admin for Forcing Border Patrol Chief into Retirement

Morgan Portland

Former Acting Commissioner of Customs and Border Protection Mark Morgan shared his frustration with the Biden Administration over the forced retirement of Rodney Scott, Chief of the United States Border Patrol.

According to a senior level source within CBP, Chief Rodney Scott received a letter ordering him to resign, retire, or relocate to another position within the agency on Wednesday. The source says Scott announced his forced retirement from the agency to Border Patrol Leadership shortly after.

Morgan, who served as Acting Commissioner of Customs and Border Protection under President Trump and was the chief of Border Patrol before that, is keenly aware of the challenges facing the agency.

“It’s outrageous … Chief Scott epitomizes what we expect and demand from non-political career employees,” Morgan told Breitbart Texas.

He expressed his contempt for the move further:

DHS Secretary Mayorkas has once again demonstrated his contempt for anyone who will not be bullied or roll over and become nothing more than a puppet to implement this administration’s open border policies. It’s disrespectful to the men and women of the U.S. Border Patrol and devoid of any common sense to remove their Chief while they are being forced to respond to the worst border crisis we’ve seen in decades.

Scott served the Border Patrol for more than 29 years and was formerly the Chief Patrol Agent of the El Centro Sector. Scott was viewed, according to the source, as an “Agent’s Agent.”

Recently, as reported by Breitbart Texas, Scott resisted some changes proposed by the Biden Administration that were political in nature. Scott objected at the time to what he felt was politicization of the agency by forcing terminology changes for apprehended foreign nationals.

Chief Scott led the agency during its busiest period for migrant entries in nearly 20 years. Scott faced limitations on communication with national media put in place by the Biden Administration. Sources at the time told Breitbart Texas the muzzle was difficult for Scott and other senior leaders to accept.

Randy Clark
 is a 32-year veteran of the United States Border Patrol.  Prior to his retirement, he served as the Division Chief for Law Enforcement Operations, directing operations for nine Border Patrol Stations within the Del Rio, Texas, Sector. Follow him on Twitter @RandyClarkBBTX.

Greg Abbott Rips Kamala Harris After Announcing First Southern Border Trip

WASHINGTON, DC - JUNE 23: U.S. Vice President Kamala Harris gestures as she gives remarks before the start of a virtual listening session in the South Court Auditorium at the White House complex on June 23, 2021 in Washington, DC. Following the Senate blocking the “For the People Act,” the …
Anna Moneymaker/Getty Images

Texas Gov. Greg Abbott (R) released a statement Wednesday ripping Vice President Kamala Harris in response to her announcement to visit the southern border this week.

Abbott, in his statement, said, “Harris is ignoring the real problem areas along our southern border that are not protected by the border wall and are being overrun by the federal government’s ill-thought-out open border policies.”

The governor added that if Harris goes to the border and refuses to speak to “residents of the Del Rio sector whose homes and ranches are being overrun by gangs and smugglers,” she will have failed her mission.

Abbott noted Harris has was named border czar by President Joe Biden over 90 days ago. Since then, Texas residents “have had their homes broken into, property damaged, and guns pointed at their heads as cartels, smugglers, and human traffickers profit off the Biden Administration’s reckless open-border policies.”

He added that he “launched Operation Lone Star in March to combat this record-high influx of people and crime.” Abbott noted that since the launch, Texas’s Department of Public Safety has since “arrested over 1,700 criminals, apprehended over 41,000 migrants, and seized enough fentanyl to kill over 21 million people.”

Abbott finished his statement with, “Texas has been and continues to step up to protect Texans and Americans.”

Former President Donald Trump announced last week he accepted an invitation from Abbott to visit the “Nation’s decimated Southern Border” on an official visit. At the time of this announcement, Harris had yet made any plans to visit the border.

Migrants Found in Grain Hopper Rail Cars near Border in Texas

Hebbronville Station Border Patrol agents find 15 migrants locked inside a grain hopper rail car. (Photo: U.S. Border Patrol/Laredo Sector)
Photo: U.S. Border Patrol/Laredo Sector

Border Patrol agents in the Laredo and Del Rio Sectors found more than 40 migrants being smuggled inside grain hoppers and other rail cars near the Texas-Mexico border. The practice of smuggling migrants inside these sealed containers places the migrants in life-threatening conditions.

Del Rio Sector Border Patrol agents inspected a train near Uvalde, Texas, according to videos tweeted by Epoch Times reporter Charlotte Cuthbertson on Tuesday. The videos show multiple migrants being unloaded by Border Patrol agents from the bottom of a sealed grain hopper. The train originated from the border city of Eagle Pass, Texas.

Agents removed 21 Mexican nationals from the grain hopper and four Honduran migrants from other rail cars on the same train.

Under Title 42 COVID-19 protocols put in place by the Centers for Disease Control and Prevention under the Trump administration, the migrants will be expelled to Mexico.

In the neighboring Laredo Sector, Hebbronville Station agents found 16 more migrants being smuggled in grain hoppers and other rail cars. The agents uncovered the failed smuggling attempt near Hebbronville, Texas during the morning of June 22, according to information obtained from Laredo Sector Border Patrol officials.

The agents inspected the train and found 15 migrants from Mexico locked inside the grain hoppers. They also found another Mexican national in a separate railcar, officials said.

“This dangerous method of traveling further into the United States after illegal entry is strongly discouraged as it often results in serious injury or death,” Laredo Sector officials said in a written statement. “Many times, migrants choose this grueling method of transportation without realizing the consequences of their actions until it is too late. Fortunately, in this case, agents detected the individuals and were able to rescue them before any fell victim to a heat-related injury.”

Bob Price serves as associate editor and senior news contributor for the Breitbart Texas-Border team. He is an original member of the Breitbart Texas team. Price is a regular panelist on Fox 26 Houston’s What’s Your Point? Sunday-morning talk show. Follow him on Twitter @BobPriceBBTX and Facebook.

EXCLUSIVE: ICE Flies Migrants from Border Area Air Force Base to U.S. Interior

Breitbart Texas/Randy Clark

A law enforcement source within Immigration and Customs Enforcement (ICE) provided Breitbart Texas with information regarding flights from Del Rio, Texas, to the U.S. interior.

The source, speaking on the condition of anonymity, says the flights transport mostly Haitian and Venezuelan migrants from Laughlin Air Force Base to areas around the Seattle and New Orleans ICE Field Offices. The migrants, who are not eligible for removal under the CDC’s Title 42 Emergency COVID-19 authority, are being processed for asylum and will likely be released once credible fear interviews take place.

The flights were not authorized by the Air Force until very recently. Earlier this month, Congressman Tony Gonzales (R-TX) urged Acting Secretary of the Air Force Jennifer Miller to authorize ICE’s use of the base to alleviate strains on local resources.

In a June 4 letter, Gonzales writes:

As you know, the Del Rio Border Patrol Sector is experiencing record levels of migrant apprehensions. Local, state, and federal entities in the region are thus severely limited in their detainment and processing capabilities. As a result, substantial numbers of migrants, pending trial, are being released into communities in my district, overwhelming local resources and creating unsustainable bottlenecks.

To help alleviate the high traffic this region is enduring, I urge you to collaborate with ICE to facilitate flights for migrants out of Laughlin Air Force Base and to their final destinations.

Border Patrol in Del Rio sees large groups of Haitians and Venezuelans illegally enter the city almost daily. The sector currently leads the nation in the apprehension of these cohorts.

The source within ICE says the flights help to relieve local community strains and also take the migrant releases further from the public eye at the border.

ICE utilizes chartered Boeing 737, 767, and 777 equipment to facilitate the movement of migrants within the United States and abroad.

Randy Clark
 is a 32-year veteran of the United States Border Patrol.  Prior to his retirement, he served as the Division Chief for Law Enforcement Operations, directing operations for nine Border Patrol Stations within the Del Rio, Texas, Sector. Follow him on Twitter @RandyClarkBBTX.